So today, I got my first ever credit card…

Yeah, at my age. I used to subsist on debit/prepaid cards, but I guess there are perks to having a credit card too. Like Buy Now, Pay Later schemes, 0% interest installment plans.. you get my drift.

Got my card from BPI. I only set a P15,000 credit limit because I don’t wanna tempt myself into unnecessarily buying expensive stuff (like gadgets). Still looking if I could use it for my Pag-ibig monthly HL amortization, so I could automatically rack up points every month.

splat siggy

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