So today, I got my first ever credit card…
Yeah, at my age. I used to subsist on debit/prepaid cards, but I guess there are perks to having a credit card too. Like Buy Now, Pay Later schemes, 0% interest installment plans.. you get my drift.
Got my card from BPI. I only set a P15,000 credit limit because I don’t wanna tempt myself into unnecessarily buying expensive stuff (like gadgets). Still looking if I could use it for my Pag-ibig monthly HL amortization, so I could automatically rack up points every month.
I was so happy when I first got mine
I know, right? I felt totally giddy when I received mine. 😀