Who doesn’t wanna be rich, ayt?

Lately I have been thinking about my financial status and the fact that I am never quite happy with it. I have a stable job, yes, and I am grateful for that since there are lots others who are unemployed. Yet my salary–even with all the overtime I render–never seems enough. Payday is every two weeks, but the money seems to run out just a mere week after. I have become a victim of that vicious payday cycle wherein happiness peaks come payday and wanes as the money run out only to peak gain comes the next payday and so on and so forth. And the worst thing is I don’t even know where all the money goes. It’s a sickening thought, but it seems I really have not one iota of financial sense. How else would this have happened otherwise?

Everyone dreams of being rich, wealthy, affluent, can-afford, whatever you want to call it. We all want financial freedom and security–waking up in the morning not having to worry about debts and bills, having the resources to enjoy life, going to sleep at nigh content that all your needs and wants have been sated. Who doesn’t want a life like that? I know I do. And I know I deserve it, as surely as I know that anyone and everyone else deserves it too.

The big question now is: HOW can I attain a life like that? Realistically speaking, even if I work my butt off in my current job–or any other employment job–it would take a million years before I earn enough to consider myself financially free. Why? Because in that case, I’d be working my butt off for a mere pittance against what the company earns hence it is the company (and subsequently its owner) that would be profiting, not me. Get my drift?

So therein lies the answer to my own question. The simplest (yet also the most complex) answer is to be my own boss–that is, to have a business or company of my own. It may sound scary, risky and all but as I see it, working myself to the bone in an office until I’m sixty sounds a heck of a lot scarier.

Truth is I have ventured into business before with a network marketing company. While the people, both uplines and crosslines are really nice and helpful and the products actually effective, I myself found the products and the business too pricey for common folks (like me) so I had a hard time selling the idea even to my family. So yes, it was mostly my fault for hindering myself so to speak and I most definitely could have done better. And after being inactive for so long, I want to give this another shot.

Another more immediate thing, I need need need to be more sensible financially. I must restrain my hedonistic financial tendencies and save up. For real. I promise, I really really promise, to apply these 8 simple steps to manage money starting next payday. So help me God.